What if I hit someone else?
If you may have caused a collision, your immediate responsibilities still include safety, accurate reporting, and cooperation with the proper parties.
ADDRESS INJURIES AND IMMEDIATE DANGER FIRST.
Obtain appropriate emergency help and exchange required information. Then act quickly to report the collision to your insurer promptly. Provide accurate facts, photographs, witness information, and any police report details.
Forward demands or court papers immediately. Ask the insurer what coverage and defense may apply. Do not assume a claim has disappeared because you have not heard anything recently. You should seek legal counsel if you are unsure of how to proceed.