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How do insurance companies dispute Liability?

In a legal context, Liability basically means Responsibility. If you have been injured, the other side’s insurance company will try everything in their power to deny coverage.

INSURANCE COMPANIES WILL TRY ANYTHING TO AVOID PAYING OUT.

An insurance company may disagree about who caused the accident, whether its policy applies, or whether the accident caused your injuries, all in an attempt to claim it’s not their fault. It’s important to speak with a qualified Lawyer to navigate each obstacle. Each type of dispute, (fault, coverage, and injury) requires a unique response.

  • If the insurance company disputes Fault, it means they think someone else is Responsible for your injury or that you at least contributed.

  • If they dispute Coverage, it means they believe your injury and treatment aren’t covered by their insurance policy.

  • If they dispute the injury, it means they don’t believe your injury is as severe as claimed, or that it is unrelated to the incident at hand.

In Maryland, it’s very important to bring evidence, especially in the case of Liability. Evidence matters even more in places like Maryland because of something called Contributory Negligence.

Contributory Negligence is a complex concept, but in simple terms, it means that the injured person is partially responsible for the incident. This state law can prevent you from getting paid if your own negligence contributed to the injury.

That’s why it’s important to come prepared and to be able to prove your claim. Regardless of which type of dispute they bring up, it’s worth seeking a free consultation to get help with all the various obstacles insurance companies like to throw in your way.

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